Hey Reader,

Want to know the secret sauce to getting your financial act together once and for all?

Well, it's not exactly a secret...

In fact, I'm sure when you hear it you'll be like "duh, this is nothing new"

It's not...but it is something that most people don't take as seriously as they should.

And not doing this could cost you hundreds or even thousands of dollars every year without you even realizing it...

"So what is it already..."

The secret sauce, and first step to cleaning up your act financially is...

Paying you bills on time...every time

Sounds to simple to make that much of an impact on your financial situation right?

You may be thinking "one little late payment isn't that bad...what's the worst that could happen?

Well, lets see...

You're charged hefty late fees

You could get an interest rate hike

Your credit score can go down

And even though these any one of these thinks won't destroy your financial situations, it typically has a snowball effect like..

higher payments on credit account due to increased interest

more late payments because you just can't catch up

overdraft fees due to the "unexpected" payment increase

paying more for everything that you finance

or even not being able to get credit

All because of one late payment snowballing out of control...

One simple way to make sure this doesn't happen to you, or for you to prevent it ever happening again is to use a simple Bill Pay Calendar to map out all your payments vs. income from week to week through out the months so you never miss a payment or pay late.

You can grab my simple Bill Pay Calendar for free using coupon code FREEFORME at checkout!!

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